Credit cards are important tools for the majority of people, and using credit cards wisely is part of financial wellness (click here for all the details). There are some rules that apply to the use of credit cards, but they are basic rules.

Cardholders must be able to provide a credit card number, account number, expiration date, and amount due for each card that they use.

Account numbers and expiration dates must be provided in the same order on each credit card.

For security reasons, all credit card transactions must be conducted directly with a financial institution.

Keep in mind that not all cards and credit cards carry all of these requirements. It is important to understand these basic rules and rules of thumb in order to successfully manage your finances and have a long term financial future.

Here are some of the most important rules that every person and family needs to know about credit cards:

Cardholder has to be a permanent resident of the U.S. or will be one when they die

Cardholders must be at least 18 years old

All transactions must be made in person at the cardholder’s residence The minimum credit limit is $2,500 if you are a resident of the U.S.

What Credit Cards Are Out There? There are many different kinds of cards to choose from. Some of the most popular are the American Express, Discover and Visa, along with many more regional and local credit cards. Most cards are easy to navigate, have features that keep you more or less employed and a lower annual fee than other means of payment. To help you figure out which card is right for you, here are a few of the most common features and their differences. American Express: Most people are familiar with the American Express brand, since it’s the largest credit card company in the U.S. A full list of American Express credit cards can be found here. Discover: Similar to the American Express brand, Discover is a national credit card company, so you’ll find most cards in the Discover network. Although you won’t find most cards from the Discover network in this list, you may find a few cards from the US Bank Network. US Bank: This is another network that includes many American Express cards, as well as a few other popular banks like Capital One, Wells Fargo, Chase, and so on.

Most people are familiar with the American Express brand, since it’s the largest credit card company in the U.S. A full list of American Express credit cards can be found here. Discover: Similar to the American Express brand, Discover is also one of the biggest U.S. credit card networks. This card network, which is commonly called the “dumb network” for a reason, is considered a third party network. These card networks require their customers to either go through a credit card company, a bank, or both in order to get the credit card. They’re much harder to get cards from because you don’t have to go through them first. They’re mostly used for online banking, but some small US banks will allow you to use a Discover card for some small things, like bill payments. They do have an official website with the latest credit card offers, so you should use it before making your final decision.

The Best Credit Cards For Student Debt

You want to go big with student loans, so it should come as no surprise that the best student credit cards are the ones with the most rewards.